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Saturday, April 20, 2019
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Impact of load shedding on consumers

Businesses and households were left scrambling to keep the engines and the lights on after the national power utility, Eskom, suddenly plunged South Africa into darkness over a week ago. Speaking in Parliament on Tuesday last week, Minister of Public Enterprises, Pravin Gordhan alluded to the fact that Eskom was facing structural, operational and financial challenges.

NHI – Diagnosing employer medical aid contribution changes

There has been a lot of hype around the proposed National Health Insurance Bill, 2018 (NHI Bill) and the numerous implications for South African citizens. Little has been said, however, about how the NHI Bill will impact on the provision of medical aid benefits in the employee context.

The ABCs of ICDs

Understanding ICD-10 codes is vital to effectively manage one’s medical and financial affairs. You’ve probably heard about ICD-10 codes somewhere in conversations with your Medical Aid company or perhaps your insurance broker, but for many of us, the realm of ICD-10 codes remains a mysterious one blanketed in confusion.

Conduct of Financial Institutions Bill published

The draft Conduct of Financial Institutions (COFI) Bill has been published by the National Treasury for comment. Comments will be accepted until 1 April 2019.

Draft ‘Bank Resolution’ Bill is vague and violates the ‘rule of...

The draft Bill aimed at shoring up struggling banks violates the 'rule of law' by authorising unequal treatment without identifying objective differences to justify it. In addition, in dispensing with equal treatment merely because someone at the SA Reserve Bank, without objective criteria, determines that such action is necessary.

Momentum’s monumental mistake and the perils of mob-rule

The executives of Momentum insurance appeared recently to have been coerced under popular pressure into making payment of a void policy, thereby upending over 250 years of sound global application of the common law.

REPORT | Digital disruption in the South African banking sector

South Africa’s banking sector is increasingly moving towards a ‘marketplace without boundaries’, shaped by the fast-approaching entry of new digital players challenging the status quo in the market, and driving unprecedented levels of innovation.

Cash cautionary for the festive season!

The South African Banking Risk Information Centre (SABRIC), on behalf of the banking industry, would like to make the public aware of how they can protect their money this festive season.

Is private car ownership on the same road as DVDs and...

Over the past decade or so, the technology industry has transformed many things we used to buy as physical products into digital services we subscribe to or access on a pay-per-use basis. Think about how we have moved from buying CDs towards paying a monthly subscription to use Spotify, or the shift from DVDs to Netflix.

The problem of ‘fair-labelling’ and insurance

The problem of inappropriate labelling is not confined to law. It is appearing in the financial services market which should take deliberate steps to resist incorrect labelling, particularly by regulators.
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