Climate risk and insurance – adapting to extreme weather
Over the last couple of years, climate-related disasters have increased in both frequency and intensity. These disasters have accelerated rapidly, creating a physical and socioeconomic divide in risk exposure and protection.
BusinessBrief February/March 2025 edition is now available!
Read our exclusive cover story titled Blurred lines – [un]natural disasters and insurance risk by Donald Dinnie, Director, and Danita Mungaroo, Candidate Attorney, Norton Rose Fulbright South Africa, plus a host of other topical management articles written by professionals, consultants and academics.
Lessons from the US – timely disclosure in claims-made policies
Can a professional services firm rely on a client’s assurance to avoid notifying its claims-made liability insurer of a claim? This question holds significant importance in claims-made professional liability insurance. The insured must disclose potential claims upon first becoming aware of an error or omission.
AI and the unbanked
Africa's financial sector is undergoing a digital transformation. This transformation is driven by advancements in Artificial Intelligence (AI) and mobile technology. Despite the notable progress in mobile banking and fintech, the continent faces a significant financial inclusion gap.
Inclusive employee health insurance makes sense
South African businesses face an environment where many employees, especially in lower income segments, cannot afford basic healthcare services. Medical aid remains unaffordable for most workers, even when subsidised, exacerbating the existing healthcare access disparities.
R2.5 billion funding platform unleashes 850MW of clean energy
Nedbank CIB structures bespoke solution for 100% black-owned power producer. A R2.5 billion funding platform solution will allow one of South Africa’s largest 100% black-owned independent power producers (IPPs) to deliver 1.1 GW of clean energy.
Habit stacking for building financial resilience
Building financial resilience through habit stacking is a practical approach to integrate essential financial and health habits into a daily routine to ensure long-term stability.
Medicine 3.0 healthcare approach – redefining proactive care
The Medicine 3.0 healthcare approach emphasises proactive, personalised care that prioritises health span over lifespan for improved wellbeing. In nearly 30 years as a doctor, I have realised that the most powerful tool in healthcare is time. Most patients understand this. They know that, whether dealing with heart disease or cancer, early treatment improves the chances of a full recovery.
Understanding gap cover misconceptions
Understanding gap cover misconceptions is essential to ensure you make informed decisions about your medical expenses and coverage. Today’s consumers are facing more medical expense shortfalls, co-payments, and sub-limits than ever before. As a result, gap cover has become essential for comprehensive medical cover and protection against unexpected financial burdens.
Rental income insurance – protecting your assets and liabilities
Protecting assets that generate rental income is vital to ensure financial security and to avoid unexpected liabilities or losses. Renting out a room, apartment or even an entire home can be a great way to earn extra income.