Finance & Equity

For millions of women, managing money means more than paying the bills. It means doing the invisible work of keeping a household on track. Often, they do this at the expense of their own financial future. You’re halfway through the workday when you remember the school fees are due. While doing a quick grocery run on the way home, you do rapid mental sums. You need to make sure the food budget will last until payday if you treat the family to take-out tonight.

We expect young women to make major money decisions from their first salary, yet many are never taught how. Building financial confidence has to start long before the first payslip arrives. After a month of grafting – and what seems like a lifetime of waiting – your first salary finally hits your bank account. Of course, everyone from your bestie to your gogo has an opinion on what you should do.

Women are often the glue that holds families together. They are caregivers, providers, planners and, increasingly, wealth creators. Yet while many spend their lives protecting others, they often overlook one equally important responsibility: protecting themselves and planning for the future of those who depend on them.

Access to finance remains one of the most significant barriers facing South Africa's Small and Medium-sized Enterprises (SMEs). While many entrepreneurs need additional capital to grow, securing funding can be challenging, particularly for businesses operating outside major economic centres.

As a society, we are rightly asking some important questions about the future of our world. Some of the most important questions relate to Artificial Intelligence (AI) and how it could impact our lives and livelihoods. They also concern whom and what we trust. Other important questions arise from the changing geopolitical order.

Ask most South Africans what a "clipper" is, and they'll tell you it's a R100 note. The nickname dates back decades, when R100 was often made up of ten R10 notes held together with a paper clip. Today, the R100 note carries another symbol that deserves just as much attention: the Cape buffalo. The buffalo offers a surprisingly powerful lesson about saving and the power of compound interest.

As South Africa celebrates Women's Month, conversations around financial empowerment, wealth creation and economic participation remain as important as ever. While women continue to make significant strides in the workplace, business and entrepreneurship, achieving financial independence remains a critical component of long-term financial wellbeing.

Connecting to a real-time payment rail is the straightforward part. Delivering an experience that genuinely feels instant is where the real work and the competitive advantage lie. There is plenty of excitement about real-time payment rails at the moment. Most of it is justified. Moving money in seconds rather than days changes what a business can offer the people it serves.

Imagine this: It’s 7:30 a.m. in Nairobi, and your phone buzzes with an alert from the treasury dashboard. Overnight, a sudden Foreign Exchange (FX) shock in East Africa has threatened to erode your continent-wide supply chain margins by 5 percent. Yet, your factory in Lagos has already executed an automated hedge that caps the risk at 1 percent.

After a measured few years, Mergers and Acquisitions (M&A) activity has regained momentum in South Africa. The country, in fact, led the continent in deal value in 2025. It accounted for roughly 35% of Africa’s total M&A value. Meanwhile, inbound deal value rose by over 40%, and outbound activity increased by nearly 85% year on year.