Home Articles Assets & Investments

Assets & Investments

Why an estate plan & a financial plan need to co-exist

When we think about estate planning, we think of a plan outlining a tax-efficient way to deal with our assets when we pass away. Instead of viewing this as a ‘death plan’, try to think of it as a ‘life plan’ – a strategy created during your lifetime to ensure that your wishes are fulfilled, and that your loved ones benefit as intended after you pass away.

Neuroeconomics – vital for avoiding investment pitfalls

Traders and investors must overcome many hurdles in order to succeed. Among the most common of these hurdles are emotional pitfalls such as fear and greed, and behavioural shortcomings such as impulsivity. Neuroeconomics – a relatively new discipline – may hold the key to understanding the neural processes that govern the way traders make decisions, and assist them in making the right ones.

Key economic indicators & how they impact currency markets

The volatility of the South African Rand (ZAR) against the US Dollar (USD) and other major currencies is a trend that is keeping many South Africans up at night. How well the USD performs and how it impacts the value of the ZAR, is greatly impacted by factors such as the US employment figures, inflation rates and gross domestic product (GDP) data, pronouncements by the US Federal Reserve (Fed), and locally, South Africa’s trade balance, GDP, inflation levels, unemployment figures, and guidance from the South African Reserve Bank about monetary policy.

More than bricks & mortar – the versatility of property investment

For most people, purchasing a home represents the largest investment they will ever undertake, and carries emotional significance as a symbol of stability, security, and achievement. Property can offer much more than just a place to live – and it can also be a powerful investment vehicle capable of generating wealth, providing liquidity, enhancing cash flow, and diversifying one's portfolio.

Things you need to know before you start a property search

Against all odds, 2024 is still believed to be the year of the first-time homebuyer resurgence. And while it’s a slow climb to the top, a combination of low house prices, competitive bank interest rates and impending rate cuts has many aspiring homebuyers hungry to get into the property game.  

Middle East conflict & market responses

Following the events of October last year, the situation in the Middle East has become increasingly volatile. In April, Israeli forces attacked the Iranian consulate in Damascus, killing most of the Quds Force leadership. The Quds Force is part of the Iranian National Revolutionary Guards Corps (IRGC), which deals with Iran’s overseas activities and its relationships with its proxy forces in Syria, Lebanon, and Iraq.

Decarbonisation – a net zero blueprint for your whole portfolio

Although decarbonising an investment portfolio is a multi-faceted, multi-stage exercise, it needn’t be complicated. Adding the dimension of sustainability – in this case, decarbonisation – to your portfolio construction process does not mean changing your approach entirely.

Pension funds & emigration – tax impact

Investing in an offshore retirement fund is one way of growing your wealth in a stable economy over the longer term, or even gaining residency in a foreign country. However, for South Africans, this scenario presents as many challenges as it does opportunities and should only be considered after consulting with a financial adviser and tax expert.

BOOK REVIEW | Principles of Building Sustainable Wealth

Are you ready to embark on a life-changing journey towards financial success and fulfillment? Look no further than this exceptional masterpiece, where Fulufhelo has meticulously crafted a roadmap to prosperity that will change the way you think about wealth.

Optimal tertiary education – boost careers, maximise funds

The rush to enrol at universities and colleges is just about over. But by December, about 60% of the students who enrolled this year will drop out. With the dropout rate will go the career dreams of many, hard-earned savings, and the realisation that student loans will now have to be repaid.


Member Login

Forgot Password?

Join Us

Password Reset
Please enter your e-mail address. You will receive a new password via e-mail.