Assets & Investments

The introduction of the two-pot system, together with possible interest rate cuts, decent momentum in wages and lower inflation, could boost consumer confidence and drive an increase in spending in the months ahead. This is expected to be positive for domestic retailers, particularly discretionary names (clothing and furniture mainly).

In this vidcast, we share our thoughts on the decision to withdraw funds from the new savings pot as well as other changes coming into effect under the two-pot retirement amendments. We also look into the possible implications of Jerome Powell's speech at the Jackson Hole Symposium on market. Then we discuss South Africa's latest inflation print, before wrapping up with a look at Shein's lawsuit against Temu.

With 2024 being the first year that trust taxpayers are tasked with submitting third party IT3(t) returns to South African Revenue Service (SARS) by 30 September 2024, this change of the filing season could potentially offer a silver lining for trust taxpayers, granting them additional time to prepare for their 2024 tax return filing along with the added compliance measures that come with the submission.

From 1 September 2024 South Africans with retirement funds have the option to participate in South Africa’s two component retirement system. Qualifying consumers with tax directives will be able to access approximately R100 billion in retirement savings.

With the 1 September implementation deadline looming, South Africa’s ‘two-pot’ retirement reform is fast coming to the boil. While President Cyril Ramaphosa signed the new Pension Funds Amendment Bill, for many employers and labourers there remains much uncertainty. This has prompted us to offer a clear explanation of why this legislation has been drafted but, more importantly, how it will affect employers and employees directly.

Despite great strides being made towards shaping a more diverse and equitable future for the world of investment, many women still underestimate their abilities. A growing body of research, however, suggests that women’s natural traits may in fact put them at a significant advantage compared to their male counterparts.

In this vidcast, we look into the new precedent being set by the South African Reserve Bank (SARB) on seizures and forfeitures of funds. With our guest, Petri Redelinghuys, founder at Herenya Capital Advisors, we explore the different types of corporate actions and how they affect businesses. We also look into some of the considerations business owners think about when structuring their businesses.

It is widely known that business families are currently experiencing the largest wealth transfer in recent history, with over $84 trillion being transferred from...

The renowned behavioural finance research duo, Barber and Odean, published a paper in 2001 entitled Boys will be boys that ruffled a few feathers. The duo studied and reported on the performance difference males versus females generated on their investments. Not only did they find a statistically significant difference in favour of women, but they also found that men had better investment performance in the mere presence of women.

Read our exclusive cover story titled Family Business - can you unlock the dynamics of tradition, innovation and legacy by Alan Barr, Partner and Creagh...