BOOK REVIEW | Your Ultimate Personal Finance Guide

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By Johan Gouws


The only personal finance book you will ever need! It is never too late, or too early, to become more intentional about your finances.

Unexpected life events can severely expose the financial vulnerability of individuals and households who are ill-prepared.

Not having a comprehensive financial plan in place can cause severe, long-lasting, if not permanent, damage to your personal wealth and dreams of a carefree retirement.

Self-reflection checkpoints to avoid financial catastrophe

This book serves as a quick but comprehensive reference guide that provides the necessary insights into each area of your finances at every stage of your life.

The book will assist you with self-reflection checkpoints to avoid financial catastrophe due to unexpected economic challenges while maximising your wealth potential. It will help you to construct a sound personal financial plan with or without the assistance of a financial advisor and to identify your money personality, because only by understanding what money means to you will you be better able to manage it.

Applying the principles contained in this guide is guaranteed to improve your chances of achieving your financial goals. It will assist you with living a life of purpose and meaning and to leave a lasting legacy as you travel financially secure along your life’s journey.

About the author

Johan Gouws has accumulated a wealth of knowledge in various areas of the financial-services industry for more than three decades. His formal qualifications include an MBA from Wits Business School and a post-graduate diploma in Financial Planning from Free State University. He also attended leadership programmes at Harvard Business School and Duke University in the United States, and Insead Business School in France.

Johan established Absa Multi Management where, as Chief Investment Officer, he and the investment team managed a range of award-winning unit trust funds. He has provided investment advice to some of the largest South African retirement funds and its members and served as head of a leading personal-wealth advisory team. Johan regularly comments in the media and writes articles on matters relating to personal finance, global and local financial markets, and economic developments.


  • PUBLISHER | Penguin Random House SA |
  • ISBN | 9781776391899 |
  • Recommended Retail Price | R390.00 |
  • Classification | Personal Finance |



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