Tag: retirement

Estate planning and retirement planning rarely appear in the same discussion. This separation often obscures the importance of retirement and estate planning as a connected process. This is because they focus on different life stages. People often treat them as separate aspects of financial planning. However, it remains important to consider your retirement funds when constructing your estate plan.

Research shows that the leap from employment to running your own business is far from a simple “quit and succeed” path. Those most likely to succeed usually take a gradual and carefully planned approach. Entrepreneurship transition strategies help guide this careful planning for long-term success.

Positive beliefs drive very healthy money habits. According to large-scale US studies done by Gladstone & Pomerance, optimists save 20% more than other investors. This trend holds true regardless of income status. Optimists are also more likely to invest for the long term. These findings highlight the power of a positive investor mindset.

Everyone has a version of what they want their retirement to look like. For many, it is the dream of freedom from work-related responsibilities and the fast pace of daily life. For others, it is the idea of having both the time and money to travel, to be with family and to enjoy the rewards of decades of hard work.

As South Africans braced for a heavier tax burden, the 2025 Budget Speech delivered a mix of relief and reality. While tax increases were lower than feared, financial advisers will soon need to navigate a complex landscape of regulatory reforms.

Could exchange traded funds be South Africa’s next big retirement trend? As people plan for retirement, exchange traded funds (ETFs) can be a smart choice. They are liquid, cost-effective, and an easy way to diversify your investment portfolio.

As South Africa moves into 2025, key sectors, including energy, finance, technology, and manufacturing are experiencing significant shifts. These sectors will continue to evolve in response to economic, social, and global trends. International events, innovation and the drive for sustainability will drive developments across industries.

Building financial resilience through habit stacking is a practical approach to integrate essential financial and health habits into a daily routine to ensure long-term stability.

What are the secrets to a healthy, happy, and wealthy retirement? To answer this, Christine Benz, longtime Morningstar columnist and podcaster, asked 20 retirement thought leaders for insights. Each expert shared a key lesson they believe contributes to success in retirement.

The anticipated new novel from the worldwide Number One bestselling author behind the Emmyand Golden Globe-winning HBO series Big Little Lies. We’re all so busy, caught up in life's moments, big and small – The flight attendant working a shift on her birthday. The mother struggling alone with two young children. The newlyweds excited about their tropical honeymoon.