BOOK REVIEW | Small Changes for Big Results

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How to improve your finances one step at a time

By Warren Ingram


Sustainable change does not occur in one giant leap. We all make plans, set goals and enthusiastically imagine a better future. Unfortunately, most people never achieve their goals, whether they be personal or financial.

Just like health goals, wealth goals have a material impact on people’s lives. There is no shortage of good advice, personal finance books and well-worn practices, so the question is: Why can’t people change?

Behavioural traps

We know what to do, but then inexplicably don’t seem to do it. What keeps tripping us up? Many of our money troubles are caused by behavioural traps that keep us locked in a cycle.

For some people, this means underspending, even though they have enough money. For others, it is the habit of overspending, even when it causes emotional and financial harm to loved ones. Both of these are deep-seated emotional drivers that can make people feel trapped in a vicious cycle.

Small Changes for Big Results provides clear, actionable steps that anyone can follow to take control of their finances and free themselves from these traps. The book contains real-life case studies of people who overcame financial difficulties and highlights the small steps they took to change the course of their lives.

No matter what your income level or financial background, this book is tailored to help everyone. Lasting change begins with small, consistent actions, and this book equips you with the tools and knowledge to make these incremental changes that will yield big results over time.

About the author

Warren Ingram is an award-winning financial planner and respected personal finance commentator in the media. He is the co-founder of Galileo Capital and has been a financial planner for nearly two decades. He was the South African Financial Planning Institute’s Financial Planner of the Year in 2011 and won their media award in 2013.

Warren is a regular guest on 702 Radio and Cape Talk’s The Money Show  with Bruce Whitfield. He co-hosts Smart Money on Business Day TV. In addition, he writes a monthly article for Moneyweb, as well as periodical articles for a range of other publications, and is the author of How To Make Your First Million and the bestselling Become Your Own Financial Advisor.


  • PUBLISHER | Penguin Random House SA |
  • ISBN | 9781776391493 |
  • Recommended Retail Price | R290.00 |
  • Classification | Financial Management |



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