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Rising insurance premiums – why & what to do

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As policyholders are aware, insurance premiums increase from time to time. This may occur on an annual basis or at specific intervals as economic, market and risk factors change. Understanding why your insurance premium has gone up and possibly when to anticipate an increase can be helpful in planning ahead for the financial implications.

Crop insurance – maintaining sustainable food production

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Risks such as heavy rain, flooding, hail, frost, drought and fire are by no means new to the South African agricultural sector, but due to the effects of climate change, they are increasing in frequency and severity. These risks are also becoming more unpredictable amid changing weather patterns, which complicates risk management efforts for farmers.

Sectional title schemes – maintenance remains a thorny issue

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Ask any sectional title body corporate what keeps them awake at night, and the recurring issue of maintenance – and who’s responsible for it – is most likely the answer. The solutions are often far from straightforward. According to the Sectional Titles Act, the body corporate is responsible for the maintenance of the sectional title’s common property, which includes the outside of buildings, roofs, common gardens and parking bays, driveways, security systems, and shared amenities.

In times of recession, can you afford not to invest in...

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The global economy is facing challenges on many fronts, with inflation and recession becoming the words of the day. As a result, budgets that are always tight (like IT) are under even more scrutiny than before. Any unnecessary spending needs to be curtailed, for obvious reasons, but does data management fall into this category?

There are two sides to every coin

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Progressively more articles are appearing warning that the South African economy is heading for a total implosion. The sentiment is incredibly bearish on the ground and South Africans are finding themselves between a rock and a hard place.

Hide-and-seek in the ‘work from anywhere’ era – the rise of...

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Fasten your seat belts as the 'work from anywhere' era steps on the gas. In the fast lane of this new age, hush holidays are cruising in, a silent phenomenon stirring duty of care considerations into a tricky maze that has organisations reaching for their strategy maps.

Load shedding may have dealt media a curveball but OOH is...

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Recently, there’ve been more than a few conversations that lament the knock that load shedding is having on the out of home (OOH) media industry, specifically digital out of home (DOOH). We’ve seen respected marketers and other media professionals postulate (rather irresponsibly, in my humble opinion) that the ongoing drive by media owners to ensure that screens stay on probably means that innovation and expansion have been put on ice.

Risk management strategies ahead of potential grid collapse

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As South Africans prepare themselves for higher stages of load shedding in the coming colder months there remains a growing concern around the possibility of a total grid failure. A grid failure is described as a total or partial interruption or suspension of electrical power supply from the national, regional, municipal or private grid supplier resulting in widespread power outages.

Maximising manufacturing efficiency to minimise the impact of load shedding

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To succeed in today’s economic environment, manufacturers must find new ways to create and capture value. But how do they do this when South Africa is currently facing a massive energy crisis, with load shedding impacting production and grinding their operations to a halt?

Do research before moving off the grid with solar

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Load shedding remains a thorn in the side of all South Africans and the country’s government, and it’s no surprise that more people are considering the move to solar as a renewable alternative energy source. However, the market is fraught with danger for the unsuspecting and desperate homeowner and consumers need to inform themselves and proceed with caution.

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