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Credit scores – your key to creditworthiness

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The 2025 national budget speech has been delivered. As a result, predictions suggest possible PAYE and VAT increases. These forecasted hikes signal tighter financial conditions for consumers. In response, maintaining a strong credit score has become more critical than ever. It’s not just key for accessing loans. Importantly, it also shapes employment prospects and long-term financial security.

Sponsorship accelerates women into leadership

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Supporting women in the workplace requires action, not just advice. As such, sponsorship is the key to achieving real progress. Indeed, we acknowledge progress in advancing women in leadership. However, barriers to equality still persist. Despite mentorship programs and leadership training, women remain underrepresented in senior roles.

Successful retirement savings despite high living costs

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The economic reality in South Africa today leaves many middle-class households grappling with mounting expenses. They also face dwindling disposable income, which makes successful retirement savings increasingly difficult. In addition, there is a persistent inability to save for retirement.
Sin tax on gambling

Sin tax on gambling won’t work

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We cannot tax our society into behaving better. No matter how much we would like to believe otherwise, it remains ineffective. Behaviour-adjusting taxes, like sin taxes on alcohol and cigarettes, have failed to curb excessive smoking or drinking. The sugar tax has placed a heavier financial burden on the working class. However, it has not achieved its intended behavioural change.

Gen AI in retail – easing the burden of consumer decision-making

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The South African retail landscape faces a range of challenges, including high unemployment, severe inflation, shrinkflation and the lingering effects of COVID-19. These pressures have reshaped consumer expectations and added layers of complexity to their shopping decisions.

CFOs in the digital age

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If you have ever attended a work retreat, you have likely taken leadership style quizzes. These tools provide insights into engaging with colleagues. They also enhance self-awareness. However, they fail to capture challenges faced by C-suite executives.

Website and media alignment for maximum impact

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Most enterprises prefer working with partners that provide an integrated media and creative offering when revamping or building a website. They seek this solution from either a single agency or two agencies working in a close collaborative relationship.

Home buying decisions – choosing the right property

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Finding the perfect home presents a challenge. It involves more than making a solid financial investment. You must find a property that meets your personal needs. The home should align with your lifestyle and feel like home. The challenge becomes even greater when multiple viable options exist.

Accountability in governance – a pillar of competitive advantage

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Good governance helps an organisation thrive in a competitive environment. It ensures transparency, efficiency, and ethical integrity in organisational operations. Corporate governance also enables executive management to execute strategic decisions effectively. However, failing to adopt a robust digitised governance framework weakens the board’s oversight capabilities.

Industrial wireless transition – from 2G to 5G

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Worldwide, there has been a concerted effort to phase out older network technologies like 2G and 3G. The radio spectrum is finite, and whilst difficult to imagine, these older mobile technologies are literally taking up valuable space.

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