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Medical aid pricing – schemes stabilise after years of volatility

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Medical aid contribution increases for 2026 are generally lower than the sharp hikes seen in 2025. This offers some relief to members after last year’s double-digit adjustments.

Understanding medical aid inflation – causes and alternatives

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Each year, medical aid becomes more expensive and slips further out of reach for many South Africans. Annual premium increases continue to outpace inflation far. As a result, staying covered has become an uphill battle. Many consumers are questioning whether their medical aid is worth the cost. Others are being forced to downgrade or abandon it entirely. If you're feeling the financial squeeze, you are not alone.

Inclusive employee health insurance makes sense

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South African businesses face an environment where many employees, especially in lower income segments, cannot afford basic healthcare services. Medical aid remains unaffordable for most workers, even when subsidised, exacerbating the existing healthcare access disparities.

Understanding gap cover misconceptions

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Understanding gap cover misconceptions is essential to ensure you make informed decisions about your medical expenses and coverage. Today’s consumers are facing more medical expense shortfalls, co-payments, and sub-limits than ever before. As a result, gap cover has become essential for comprehensive medical cover and protection against unexpected financial burdens.

Annual personal estate review – time for a spring clean?

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It is that time of year again when you are swapping out your summer wardrobes for your festive season attire. You are having a long-overdue de-clutter and booking annual check-ups for the family. While you are at it, take the opportunity for your annual personal estate review to re-evaluate your estate documents and give the administrative side of your life a thorough spring-clean too!

Workplace menopause challenges and career impact

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The Change. The Transition. The Great Climacteric. The M-word. Menopause, when ovaries stop producing eggs and women no longer have periods. Approximately 75% of women will experience symptoms that accompany the drop in oestrogen that comes with menopause. And when we do, it can get expensive to manage.

Mandatory healthcare cover – proposal for a proven solution for South...

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Mandatory health cover of formally employed is tried and tested and if put to use in South Africa could reduce the public health burden, increase public per capita spend on health, and free up resources that could help address the country’s most pressing health crises.

NHI – Reasons not to cancel your current medical health coverage

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With the National Health Insurance (NHI) Bill having been signed by the President, South Africans are more confused than ever before. While most have some level of understanding of what the NHI is, the vast majority are still not clear on what the bill entails.

Why investing in employees’ health is a smart business move

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At the heart of every successful organisation is a healthy, motivated workforce. In today's competitive job market, where talent retention, productivity and innovation are crucial, organisations must seek new ways to gain a competitive edge.

Budget 2024 avoids direct tax increases

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Minister of Finance Enoch Godongwana delivered his Budget Speech 2024 to Parliament and the nation on 21 February 2024. A key announcement was that tax rates will not be increased in 2024/2025, as previously signalled by the Medium-Term Budget Policy Statement (MTBPS) 2023, to generate the extra R15 billion needed in revenue.

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