Tag: Jimmy Moyaha

Retirement planning is often framed as a question of how much you save. Most people contribute to a Maximising. However, very few understand how to use it strategically. For many investors, retirement annuities function as a routine savings vehicle. People contribute consistently without considering the structural role these products play in a broader wealth strategy.

Escalating geopolitical tensions are reshaping global energy dynamics, and fuel rationing looms as both a local and international concern. The discussion in the video below centres on the growing risk of fuel instability in South Africa, set against a rapidly shifting global oil landscape influenced by conflict in the Middle East and changing policy decisions around Iran’s oil exports.

Understanding the difference between financial advice and holistic wealth guidance is essential for anyone planning their long-term financial future. The discussion in the video explores a common misconception in the financial services industry: many people assume that a professional managing their investments automatically provides comprehensive wealth advice. However, the conversation highlights that this is not always the case.

The vidcast dives into the real cost of education. We dig into the costs associated with various stages of the educational journey and reflect on both public and private educational costs. We focus on the value of the education and whether or not the cost justifies the potential return.

In this vidcast, we dive into the US electoral system and how it all works. We dig deep and try to understand the pros and cons of the system compared to the other voting systems that exist around the world. We also explore various permutations of outcomes to the election.

In this vidcast, we discuss the BRICS currency announced at the recent gathering of member nations in Russia. We also acknowledge the confirmation that South African Airways is now officially debt-free. And we examine what this development means for the national carrier’s future.

The vidcast dives into sovereign wealth funds and how they work. We unpack the requirements for a good fund, the risks to implementation and the overall benefits to the economy. We also posture various ways of potentially implementing such a fund in South Africa.

In this vidcast, we take a look at the latest warning from the South African Revenue Service (SARS) related to taxation on crypto assets and crypto-related earnings. The aim is to get a better understanding of the driving factors, investment cases, and opportunities that may present themselves.

This vidcast dives into greylisting and its impact on asset managers and investment mandates. We reference the struggles experienced by the Public Investment Corporation (PIC) and the potential impact on returns that greylisting could continue to have. 

The vidcast looks at the increase in the number of unauthorised lenders and unpack the concerns around licensing in the lending space. We also provide information useful to consumers looking to validate lender licensing.