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The underinsurance crisis – why so many South Africans are at...

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South Africans are dangerously underinsured, and the consequences can be financially devastating. Whether it’s damage to a home, loss of personal belongings, or major agricultural losses, too many individuals only discover coverage gaps when it’s far too late. In many cases, policies don’t reflect the true value of assets.

How a volatile Rand can affect your insurance cover

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Times are tough, and geopolitical tensions are high in markets across the globe. South Africa is not immune to these pressures. Continued pressure on - and depreciation of - the Rand, largely driven by external factors, fuels fears and adds financial strain to a struggling economy. The economy must also contend with successive Value Added Tax (VAT) increases over the next two years.

Water impact on farming – navigating climate risks

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The agriculture sector is integral to the South African economy. It contributes around R400 billion to GDP each year. Additionally, it supports approximately 870,000 jobs across the country. The sector also generates USD13 billion in export revenue annually. Moreover, it plays a critical role in supporting South Africa’s food security.

Rental income insurance – protecting your assets and liabilities

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Protecting assets that generate rental income is vital to ensure financial security and to avoid unexpected liabilities or losses. Renting out a room, apartment or even an entire home can be a great way to earn extra income.

Relocation and insurance coverage – key considerations

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Choosing to relocate to a new property or premises is an exciting opportunity. This often involves fresh experiences and exposure to new markets. It also allows you to embrace positive change.

Chemical safety compliance and insurance are linked

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Working with chemicals presents inherent risks. These risks must be carefully managed to ensure employee safety and chemical safety measures. Additionally, businesses need adequate insurance coverage to mitigate potential financial losses.

Built environment risk management – strategies for construction projects

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In George, thirty-four people died when a partially completed five storey residential building collapsed. This event is tragic, and albeit the worst building disaster in South Africa, is by no means an isolated incident of professional incompetence.

Buying or renting solar panels? Here’s how to protect your investment

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The past year has seen a significant increase in the number of people looking to invest in solar technology for household use. However, despite the convenience, cost-saving and home upgrading potential that comes with renting or owning solar panels, it also comes with several risks.

2024 – The year of elections & the potential for civil...

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South Africa joins over 60 countries that will head to the polls in 2024, with heightened risks for civil unrest reminiscent of July 2021 top of mind. 2024 has been dubbed the election year, with voters in more than 64 countries heading to the polls.

Business insurance – where many are getting it wrong

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In the dynamic world of business, unexpected events can strike at any moment, threatening the stability of even the most well-established enterprises. From property damage caused by natural disasters to lawsuits from disgruntled customers, the need for comprehensive business insurance cannot be overstated.

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