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Building Africa’s education system requires astute capital allocation

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As leaders meet to discuss the state of the world and the difficult road ahead at the World Economic Forum, a frank and honest discussion about the loss of educational opportunities in developing markets is long overdue.  

Multi-sector partnerships spell the future for financial education

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Over the years in the fight against AIDS, tuberculosis, and malaria, we have learnt about the effectiveness of purpose-led partnerships. The ongoing COVID-19 pandemic provided us with a sense of urgency in supporting individuals and households to take full advantage of the digital economy.

Resigning to access retirement savings can set you back in the...

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On the back of COVID-19, and the widespread financial difficulties that many people experienced as a result of two years of lockdowns, some South African employees opted to resign from their jobs in order to access their retirement savings. 

BOOK REVIEW | Smartwoman

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While some women seem to excel at making their money work for them, others battle from pay day to pay day. With this book, we tap into what these ‘smartwomen’ know that the rest of us can learn from.

Spending your insurance pay out – to splurge or to save?

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There have been many instances where people have received large sums of money from an insurance pay out and have blown it all unwisely. The TV series I Blew It shows a few examples of this and many have experienced this first hand or seen family and friends go through the same.

Financial mistakes for the average SME owner this year amounted to...

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Four in five small businesses want to become more knowledgeable about financial management, but two thirds lack the support they need. New research reveals that South African small businesses are making mistakes costing them an average of R91,311 per year due to a lack of financial knowledge.

The right data is critical to clean ‘line of sight’ into...

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‘Line of sight’ in the supply chain has taken on a new meaning in the age of Artificial Intelligence (AI) and Machine Learning (ML). Rather than simply tracking stock movements and using this data to attempt to influence the end consumer to buy a product, there is now massive investment in trying to ‘own’ the retailer from a data perspective.

Building better with literacy

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Literacy, the ability to read and to write, enables prosperity. Yet at least 773 million young people and adults lack basic literacy skills. As technology evolves, users who lack the foundation of learning and education will not reap the benefits of the ongoing digital transformation.

Where there’s a will there’s a legacy for your loved ones

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Right now, over 4.14 million people around the world have succumbed to COVID-19 - and over 84,000 of those deaths happened right here in South Africa. As we navigate a third COVID-19 wave, South Africans are starting to come to terms with their own mortality.

The commandments of digital banking for your business

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The trouble with following conventional wisdom is that it is always changing. Proximity to the branch matters. Branches are closing. Multi-channel. Omni-channel. Digital first. Digital only. Mobile first. Mobile only. Friction is bad for customer experience (CX).

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