Tag: disability
Foundations of health and wellbeing
As disability or incapacity consultants, we are exposed to many individuals with physical and mental conditions, which impede their quality of life. In most cases, it is often an accumulation of factors that lead to an individual being plagued by illness.
Employee disability benefit claims – employer responsibilities and benefit options
Employee benefits such as a retirement fund, healthcare insurance, medical scheme membership, group life and disability benefits are pre-negotiated and agreed upon as part of the employment process and contracting. Typically, these benefits remain in place until the employee-employer relationship concludes through resignation, dismissal, retrenchment, retirement or death.
Hiring unregistered contractors – quality and compliance dangers
Hiring registered businesses is more than just cost-and-time savings, it’s for the greater good of the country. As much as addressing South Africa’s dire unemployment rate is critical, building industry role players recommend that businesses and members of the public tread carefully when securing the services of unregistered contractors.
Unlocking benefits – medical aid tax credits & subsidies
Paying monthly contributions to a registered medical aid scheme ensures your healthcare cover and offers financial benefits facilitated by the government through tax relief. This tax relief, known as "tax credits", is a percentage deducted from your tax liability and subsequently refunded to you.
Why the #RightsOnFlights movement matters for business
There is a lot of buzz about passengers' rights and the accessibility of air travel – from which arm rail belongs to whom, to whether passengers should be allowed to bring service animals on board, to the better care of disabled people and their essential equipment. But one conversation in particular has taken hold. Alongside the RightsOnFlights hashtag.
Why an estate plan & a financial plan need to co-exist
When we think about estate planning, we think of a plan outlining a tax-efficient way to deal with our assets when we pass away. Instead of viewing this as a ‘death plan’, try to think of it as a ‘life plan’ – a strategy created during your lifetime to ensure that your wishes are fulfilled, and that your loved ones benefit as intended after you pass away.
Customising client financial needs analysis
The economic landscape continues to present formidable obstacles for South Africans. With the prices of essential goods surging and wage growth stagnating, disposable income has dwindled forcing consumers to cut back on spending to focus on essential items.
Surge in cardiovascular deaths – implications for life insurance
Cardiovascular disease (CVD), encompassing heart disease and stroke, has been a major cause of death globally for a long time. It has affected individuals and their families and had far-reaching consequences for industries that provide financial security, such as life insurance.
Addressing healthcare inequities for persons with disabilities
The World Health Organisation (WHO) estimates that one in six people globally experience a significant disability. Worryingly, many of these individuals continue to suffer unmet health needs – especially those living in developing countries such as South Africa, and particularly in impoverished and rural areas.
AI has the power to transform education
Emerging technologies like artificial intelligence (AI) are changing every industry and sector, including education. If students are to take advantage of AI, it’s essential they are exposed to it early and taught how to harness it. The changing educational landscape, accelerated by the pandemic, offers an opportunity to enhance inclusion and accessibility through AI technology.
