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SME financing trends to watch

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Small and medium enterprises (SMEs) in South Africa struggle to secure funding. Traditional banks fail to meet their debt capital needs. Fewer than 15% of SMEs access debt funding from banks, excluding overdraft facilities. Alternative lenders also fall short in meeting SME lending demands. The International Finance Corporation estimates a $30 billion (ZAR 550 billion) funding gap for South African SMEs.

The future of PR careers

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Audience distrust, marketing integration, and AI innovation shape Public Relations' (PR) future. The rise of influencer relations adds to its growing importance. The media and marketing industry has changed rapidly in recent years. PR professionals now integrate more with marketing, content, and data analytics.

In-house versus agency communications

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Brands taking communications entirely in-house may see short-term financial benefits, but long-term drawbacks are significant. The communications agency I have led for almost eight years is unusual in retaining clients for extended periods. Occasionally, we lose an account.

Digital identity future trends

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As essential services continue to digitise at an increasing rate, digital identity will remain central for businesses and governments. In many cases, digital identity is recognised as the first line of defense in protecting funds and data. As a result, business attitudes toward digital identity are evolving fast.

Supply chain digital transformation

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As technology accelerates and sustainability gains global attention, supply chain management is becoming a crucial driver of business success. In South Africa, unique challenges such as rising costs and resource constraints are inspiring innovation through digitisation and sustainability.

Geospatial smart city solutions – a key to urban development?

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As more people move to urban areas, cities must become more efficient, sustainable, and liveable. Smart city initiatives lead this shift by leveraging advanced technologies to transform urban life.

PropTech transforming real estate landscape

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While the property industry globally has traditionally been a laggard when it comes to the use of technology, focusing more attention on assets such as physical buildings rather than technology, this has rapidly changed. A growing number of businesses are now introducing technology platforms and solutions to enhance the client-tenant experience and to ensure more informed investment and property management decisions are made.

Enhancing resilience with analytics to drive financial precision

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Global disruptions, economic uncertainty, and supply chain challenges have placed resilience at the forefront of boardroom agendas. One of the most effective ways for organisations to bolster resilience and enhance financial performance is by leveraging advanced data analytics.

Local government service delivery – municipality revamp needed

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Local government in South Africa faces challenges such as bureaucratic inefficiencies, lack of resources, and widespread corruption. These issues often hinder local government's ability to effectively meet the dire needs of the community.

Motor industry sales incentive design challenges

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Designing sales incentive programs for the motor retail industry - whether for your own sales force or a channel partner - presents several unique challenges due to the complexity and variability of the market. It’s a task requiring specialised skills and expertise in incentive and technology design that few businesses have in-house for either the development or ongoing management thereof.

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