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Rising IT costs – inaction is the expensive strategy

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There’s a disconnect in many businesses right now. IT teams face pressure to deliver refresh cycles, upgrades and infrastructure rollouts on schedule. At the same time, CFOs must control costs and protect cash flow. On paper, both groups are doing exactly what they should do. However, the numbers they work with no longer reflect reality. Most IT budgets today rely on assumptions that no longer hold.

Cash-flow pressure – the hidden insurance risks of cost cutting

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The first quarter of the year is often one of the most financially challenging periods for South African businesses. Companies absorb year-end expenses during this time. They also navigate delayed customer payments and face slower trading conditions. As a result, many companies enter the new year under significant cash-flow pressure.
VAT food industry advantage

VAT food industry advantage – smart tax moves for vendors

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For enterprises in South Africa that operate within the dynamic food and beverage industry, understanding and effectively utilising indirect tax incentives is a powerful way to enhance profitability and gain a competitive edge. With the correct implementation of various provisions in the Value-Added Tax Act, 1991 (VAT Act), together with a good understanding of compliance and record-keeping, a VAT vendor can significantly reduce their overall tax burden.

Selecting a debt collection partner – why the right choice matters

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Levels of consumer and business financial distress in South Africa continue to deepen. The cost-of-living crisis and rising operating costs have intensified pressure across the economy. Global geopolitical tensions and ongoing economic instability worsen these challenges. Economic growth remains stagnant. Unemployment stays at crisis levels. Small-business closures increase, liquidations rise and both household and business liquidity face severe strain. These pressures affect nearly every sector.

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