Tag: Aon South Africa

Commercial vessel operators today face a demanding operating environment. Rising repair costs, ageing fleets, increasingly unpredictable weather and tighter regulatory requirements all contribute to higher operating costs and more complex marine risks. These challenges often intensify for South African operators.

For buyers and sellers, closing a Merger and Acquisition (M&A) transaction can feel like the finish line. However, when Representations and Warranties (W&I) insurance forms part of the transaction, the real test of that protection may only come after the deal has closed. Our 2026 Transaction Solutions Global Claims Study points to a significant evolution in the W&I claims environment.

Running a business means managing risk every day. Whether it's protecting assets, managing cash flow or ensuring regulatory compliance, business leaders understand the importance of planning for the unexpected. However, one risk often receives far less attention. It is the possibility of a tax audit.

For most South Africans, digital banking has become second nature. We pay accounts from our phones, shop online, book holidays, transfer money to family and friends, and invest through banking apps. We can complete all these transactions within seconds. Unfortunately, criminals have become just as comfortable operating in this digital world.

Smarter underwriting, stronger risk management and closer collaboration between insurers and engineers are shaping the industry’s future. Engineering has always been about progress. It stretches the limits of knowledge, materials and technology to solve complex problems. However, innovation and risk remain inseparable. Every project carries uncertainty.

In today’s competitive marketplace, companies face mounting pressure to attract and retain investors. This pressure can tempt leaders to overstate achievements or inflate projections. Some may also resort to window dressing. While these tactics can polish a company’s image, they raise the risks of corporate ‘washing’. More seriously, they can cross into misrepresentation or securities fraud

Cyber incidents continue to grow in frequency and severity, especially as new technology emerges. While D&O and cyber liability policies offer distinct coverage differences, terms need to be carefully structured to avoid potential gaps.

Navigating the current volatile geopolitical and macroeconomic landscape is crucial for businesses. This is essential to ensure uninterrupted trade and access to finance. Escalating geopolitical tensions and strained trade relations continue to test global economic resilience.

Our 5th Global Transaction Solutions Claims Study uncovers emerging trends in insurance claims. The report focuses on Representation and Warranties (R&W), Warranty and Indemnity (W&I) and tax insurance. The study examines claim size, frequency and severity in North America (NA), Europe (including the UK), the Middle East and Africa (EMEA) and Asia and Pacific (APAC).

We live in a volatile world where geopolitical risks, economic inflation, natural disasters and an increasingly complex regulatory environment are applying pressures on all fronts, including the insurance sector. Underwriting requirements are becoming stringent, and prospective clients are having to provide far more granular information about their portfolio of risks as well as risk mitigation measures, while reduced capacity and insurer appetite for certain classes of risks remains a real concern.