PCI DSS compliance is a business essential, not an IT task
Payment Card Industry Data Security Standard (PCI DSS) compliance has often been viewed as a requirement only when circumstances force action. For example, organisations respond after a breach makes headlines or when a bank requests proof. This reactive approach exposes organisations to avoidable risk.
The 2026 financial detox – cleaning up the “January Creep”
With the festive season behind us, many South Africans are focused on a reset. We have cleared sugar from our pantries and clutter from our homes. However, one vital area often gets overlooked. It quietly drains both energy and bank accounts. That area is our finances, and it sits at the heart of the 2026 financial detox.
FSCA greenlights JSE’s simplification project
We are pleased to announce that the Financial Sector Conduct Authority (FSCA) has published our approval of amendments to the Johannesburg Stock Exchange (JSE) Listings Requirements. These amendments deal with the Simplification Project. As a result, FSCA greenlights JSE’s simplification project, marking a major regulatory milestone.
Identity’s weakest link
A SIM card is, effectively, a portable identity token. Once compromised, it gives attackers a back door into bank accounts, digital wallets, investment apps and other high-risk transactional environments. As a result, SIM card fraud exposes individuals and institutions to cascading financial and compliance risks.
King V is revolutionising governance and restoring trust
The publication of the King V Code on Corporate Governance for South Africa 2025 (‘the Code’) marks more than just an update - it signals a profound philosophical shift. This new Code is engineered to restore and solidify stakeholder trust by providing verifiable assurance that companies are led with integrity and are effectively managed. It is a powerful move designed to drive transparent, long-term governance impacts and fundamentally end the era of "tick-box" compliance.
Future-ready accountants – moving beyond numbers to insight
Accounting is undergoing one of the most significant shifts in its history. The accounting profession now searches for thinkers who can navigate change with agility and insight. I have spent my career at the intersection of technical precision and strategic judgement. Drawing on years of experience across global financial environments, it can be argued that the profession needs a different kind of practitioner: one who can interpret data with discernment, challenge emerging technologies and guide organisations through complexity.
Balance sheet strategy – why UHNW clients need structure
Most financial conversations start the same way: what is your income, how much can you save and what income will you need in retirement? These questions create a solid foundation for clients building wealth. However, for the truly wealthy, the conversation must evolve beyond income to the architecture of their balance sheet. That is where wealth architecture planning begins and where advisers can create lasting value.
Selecting a debt collection partner – why the right choice matters
Levels of consumer and business financial distress in South Africa continue to deepen. The cost-of-living crisis and rising operating costs have intensified pressure across the economy. Global geopolitical tensions and ongoing economic instability worsen these challenges. Economic growth remains stagnant. Unemployment stays at crisis levels. Small-business closures increase, liquidations rise and both household and business liquidity face severe strain. These pressures affect nearly every sector.
The price we are paying for public sector failure
How much does South Africa really lose each year because our public sector lacks professionalism? It is a question that stirs taxpayers, businesses and ordinary citizens. Yet, despite the urgency, the answer remains elusive. The loss stretches far beyond the numbers in annual budget documents. It also runs deeper than the scandals that capture headlines. This is the price we are paying, not just as a nation but as households and communities.
The FSCA ushers in a new era for pension fund administrators
The Financial Sector Conduct Authority (FSCA) has published Conduct Standard 2 of 2025 (the 2025 Standard). It sets out reformed conditions for pension fund benefit administrators under section 13B(1) of the Pension Funds Act, 1956. The 2025 Standard aligns with the FSCA’s Statement of Need and Impact. In doing so, the FSCA ushers in a new era for pension fund regulation by formally replacing the outdated Board Notice 24 of 2002 (BN24 of 2002).
