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BOOK REVIEW | More than enough

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Last year, in what was an exciting first for the financial services industry, Foord Asset Management published a beautiful children’s picture book about saving and investing. The book, More Than Enough, has been translated into three languages and is now available in isiXhosa, isiZulu, Afrikaans and English.

Small uptick in SA Consumer Confidence

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South Africa’s latest Consumer Confidence Index (CCI) for the second quarter of 2019 shows a three point increase to 93, presenting a marginally more positive quarter on quarter picture for consumer sentiment in South Africa. 

The role of the stokvel in the organisation

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South Africans are well-known for their participation in stokvel saving schemes where members contribute a fixed monthly amount that is paid out to a specific member on a specified date. Employers can integrate these payments into existing processes to make it safer and more convenient for those members.

The challenge of raising capital: closing the gender funding gap

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While women have made great strides in entrepreneurship over the past decade, female entrepreneurs still lag behind their male counterparts when it comes to raising capital. While the goal remains to close any funding gap that exists in this regard, a positive upshot has been that many women business owners have proved to be resource-efficient by necessity.

Key reasons not to DIY your investments

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The rise of new technologies and fin-tech has made investing simpler, more transparent and cheaper than ever before, leading many to adopt a DIY-approach to their finances. So, in a world where investing is as easy as ordering take-out, what are the dangers of self-managing your investments, and why should you consider seeking professional financial advice?

Managing a multi-cloud environment

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With the recent significant investments made by hyper-scale cloud providers in South Africa, it is becoming increasingly apparent that cloud adoption is maturing in the local market, as enterprises realise that different aspects of their business require different platforms.

Women and their money – understanding how to take control

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On 9 August 1956, over 20,000 women of all races and ages from every corner of South Africa marched together towards the Union Buildings in Pretoria. These brave women were marching in protest against the pass laws that proposed even further restrictions on the movements of women.

Cash is not the safe haven you may think

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From Trump’s trade wars and Brexit woes to the looming threat of a credit rating downgrade in South Africa, rising waves of political and market volatility have left more and more investors wondering whether it wouldn’t be better to keep assets safely tucked away in cash.

Benefits of maximising your RA contributions before tax year end

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As the afterglow of the festive season fades, we turn our attention to planning for the next 12 months and beyond. This is a great time to reassess where we are in our journey to financial well-being.

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