Tag: Ryno de Kock

There is a common misconception that having insurance guarantees a successful claim. However, this belief often leads to rejected insurance claims. After all, policyholders pay premiums every month. They expect the policy to respond when something goes wrong.

The first quarter of the year is often one of the most financially challenging periods for South African businesses. Companies absorb year-end expenses during this time. They also navigate delayed customer payments and face slower trading conditions. As a result, many companies enter the new year under significant cash-flow pressure.

South Africa faces rising operational costs and sluggish growth. As a result, business owners must keep adapting, persevering, and innovating to stay ahead. During this Global Entrepreneurship Week, entrepreneurs should pause and assess their own capacity. I believe financial literacy for entrepreneurs strengthens decision-making and boosts long-term stability.

The latest Governance, Public Safety and Justice Survey has revealed that, despite slightly improved perceptions of safety within South African communities, housebreaking and burglaries remain a key concern. In 2024/2025, an estimated 1.5 million incidents were recorded. This represents 5.7% of households in the country.

Your car keys are more than just a way to start your engine. They are the gateway to your vehicle’s security. Many of us often hand them over without a second thought about what could happen. However, in today’s world, a little extra caution can go a long way. It helps prevent theft, loss or unexpected insurance issues.

Times are tough, and geopolitical tensions are high in markets across the globe. South Africa is not immune to these pressures. Continued pressure on - and depreciation of - the Rand, largely driven by external factors, fuels fears and adds financial strain to a struggling economy. The economy must also contend with successive Value Added Tax (VAT) increases over the next two years.

It’s not that you don’t think having a financial adviser (FA) is important, the critical role of sound guidance has been drummed into you by your money-savvy friends since you first started earning. But perhaps you’ve put off finding someone to handle your portfolio because you’re not entirely sure what you should be looking for.