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Policy wording matters – US ruling offers cautionary tale for SA

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A recent decision from the United States Court of Appeals for the Seventh Circuit, in the matter between Hammond Power Solutions Inc. vs National Union Fire Insurance Co. (2025), provides important guidance on the interpretation of exclusions in commercial general liability (CGL) policies.

Insurance claim settlement disputes – policyholder and insurer options

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When a liability insurance policyholder is being sued, they refer that legal case to their insurer. If a claim in question falls within the four corners of a policy, the insurer handles the claim on behalf of the policyholder. If the matter goes to court, the court papers cite the policyholder (not the insurer) as the litigant.

Namibian tourism businesses v Hollard Namibia iro BI claims

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Hollard Namibia’s resistance to paying COVID-19 claims puts vulnerable San community and tourism sector in peril. We have turned our attention to Namibia, where Hollard Namibia is refusing to settle Business Interruption claims, placing the San community, the tourism sector and conservation efforts in acute distress.

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