Tag: personalfinance

Geopolitics often feels distant. Many people see it as something that happens far away, involving borders or disputes over natural resources. These events usually take place on the other side of the world. However, the reality is far more personal for the average South African household. This is precisely why geopolitics matters to your pocket.

Understanding the difference between financial advice and holistic wealth guidance is essential for anyone planning their long-term financial future. The discussion in the video explores a common misconception in the financial services industry: many people assume that a professional managing their investments automatically provides comprehensive wealth advice. However, the conversation highlights that this is not always the case.

For at least three decades, South Africa’s financial services industry has raised the alarm about the urgent need to increase consumer savings. Yet little has changed. The elephant in the room is clear. Unless we meaningfully close the gap between product availability and true independent advice, this will not change.

With the end of the 2025/2026 tax year fast approaching, South Africans have a narrowing window to make financial decisions that can meaningfully improve their savings outcomes. Acting before the tax year closes can deliver immediate tax benefits and lasting financial advantages. February ranks among the most important months on the financial calendar.

It starts, as these things invariably do, on a perfectly innocuous Tuesday. The coffee is hot. The cat judges me from the sofa. The world seems, temporarily, to behave itself. Then, you make the fatal error. You check your bank account. There it is. A debit order. But not the friendly, familiar figure that you have grown accustomed to. That one we agreed upon over a handshake, or more likely a shiny tick box on a glowing screen.

With the festive season behind us, many South Africans are focused on a reset. We have cleared sugar from our pantries and clutter from our homes. However, one vital area often gets overlooked. It quietly drains both energy and bank accounts. That area is our finances, and it sits at the heart of the 2026 financial detox.

Stop stressing about money. This new, no-fluff guide focuses on building wealth in South Africa. As South Africans look to reset their finances in the new year, chartered accountant and content creator Nokuhle Kumalo-Chamoto releases her highly anticipated guide, Boss Your Money: Learn the Wealth Creation Formula. From the outset, Boss Your Money positions itself as a practical response to everyday financial anxiety.

More people are starting to save for retirement in their twenties, however, many still feel financially unprepared for the future. According to our 2025 Retirement Insights Survey, the average starting age for retirement saving is 27.