Tag: Old Mutual Personal Finance

Most parents spend decades building generational wealth, but few spend the time preparing the next generation to manage it. That is often where things fall apart. We are very good at transferring assets, but we are not good at transferring judgment.

As South Africans continue to navigate a difficult economic climate, many households face rising living costs, fuel price pressure, unreliable electricity supply and growing financial stress. As a result, many consumers may unknowingly sabotage their savings goals through small, seemingly harmless spending habits.

With the end of the 2025/2026 tax year fast approaching, South Africans have a narrowing window to make financial decisions that can meaningfully improve their savings outcomes. Acting before the tax year closes can deliver immediate tax benefits and lasting financial advantages. February ranks among the most important months on the financial calendar.

From TikTok to Instagram, South Africans are increasingly exposed to posts claiming to offer financial tips. However, many blur the line between education and exploitation. As misinformation spreads, financial advisers have a clear opportunity: step in with the credibility, structure and ethics that the public is missing.

What distinguishes leading financial advisers today is their ability to provide practical, ethical and customer-focused guidance that adapts to changing environments. In a climate shaped by economic volatility and regulatory reform, advisers are stepping beyond product sales to become long-term strategic partners to their customers. This shift is already well underway.