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Buffalo effect – making your clipper count?

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Ask most South Africans what a "clipper" is, and they'll tell you it's a R100 note. The nickname dates back decades, when R100 was often made up of ten R10 notes held together with a paper clip. Today, the R100 note carries another symbol that deserves just as much attention: the Cape buffalo. The buffalo offers a surprisingly powerful lesson about saving and the power of compound interest.

Every Rand counts – are your habits costing you?

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As millions of South Africans struggle with debt, simple financial habits can improve long-term financial wellbeing. South Africa's household debt burden has climbed to an estimated R2.4 trillion. This places increasing pressure on households already grappling with rising living costs.

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