Tag: long-term investment

Long-term investors should not rely only on company results to guide smarter investment decisions. Instead, they should understand the context behind the numbers and the broader market trends that shape performance. Company financial results, often called earnings season, are watched closely by equity investors worldwide.

Hedge funds have become an important tool for retirement funds looking to secure their members’ long-term goals while managing risk. As traditional investments face challenges from global economic changes and high volatility, hedge funds offer a unique way for retirement funds to diversify their existing investment strategies and manage risk.

From 1 September 2024 South Africans with retirement funds have the option to participate in South Africa’s two component retirement system. Qualifying consumers with tax directives will be able to access approximately R100 billion in retirement savings.

South Africa’s tough economic conditions have left many consumers struggling to build emergency cash savings. According to our data, more than half (52%) of entry level private banking clients have less than one month of their salary saved in immediately accessible cash savings available, to use in the event of unforeseen circumstances such as retrenchments or urgent medical procedures.

You have just lived through an exceptional part of history. No, I am not talking about the COVID-19 pandemic, although it does play an important role in what we think about as the Great Unwind. Rather, I am talking about the extraordinary period of low inflation we have seen over the past few decades.

Rising costs of living and high levels of unemployment in an unpredictable economic landscape have turned traditional financial aspirations on their head as people desperately scramble to overcome short-term challenges at the cost of long-term investments.

The scientific consensus is that climate change is real and getting worse. The goal for policymakers, activists, business leaders and investors meeting at the United Nation’s COP26 summit in Glasgow is to limit the damage. Specifically, the aim is to keep the increase in average global temperatures to 1.5C above pre-industrial levels.

‘When one door closes, another one opens,’ as the saying goes, and this is particularly true when it comes to investments. Economic recovery is on the horizon, and while it is expected and somewhat priced in by present market activity, investors are more interested in looking at what lies ahead. And here there may be some opportunities.

The beginning of 2021 was all about 'reflation' – a belief that massive fiscal stimulus, historically low interest rates and the reopening of economies on the back of COVID-19 vaccinations will drive an economic boom placing upward pressure on inflation.

When investing, sometimes the best course of action is to do nothing. Having the ability to block out the noise, and look through the cycle, are some of the cornerstones to investment success over the long term. But what else sets successful investors apart?