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Freer markets aid more human well-being and happiness

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Since the start of the pandemic it’s been a relatively awful period in modern human history. No, it’s not quite as deadly as World War II, or quite as destructive, but it’s been destructive none the less. Sadly, the longer it lingers the more damage it will do.

Retirement funds as a guarantee for loans

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The COVID-19 pandemic has forced many individuals to significantly adjust their lifestyles. The personal finances of most South Africans have been greatly impacted by job losses, salary cuts or no bonuses/increases, so much so that their livelihood have taken a significant knock.

Where the puck: the drivers shaping markets

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History is one of investors’ greatest teachers, offering rich lessons and valuable guiding principles. But this aspect of investing is very much a level playing field – the past is 'open access'. The distinction of the skilled investor lies in the discipline of applying the lessons and principles from history to the future.

Achieving universal health coverage will require innovative new technologies

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Discussions at last month’s United Nations (UN) General Assembly served as a stark reminder of the danger United Nations and World Health Organization policies pose to the development of new innovations.

Couples that plan together, stay together

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A financial relationship built on consensus will put you on the path towards long-term financial security. Planning for retirement is difficult enough on your own, but getting two people to agree on a lifelong strategy to prioritise expenditure whilst saving for the future can be exceedingly difficult.

SA Stumbles

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South Africans will not be surprised to learn from the 2016 Economic Freedom of the World (EFW) report, published by the Fraser Institute, that their country has lost another 12 places on the economic freedom index, dropping from 93rd in 2013 to 105th in 2014 (the latest year for which comprehensive figures are available for the 159 countries analysed). They will nevertheless be distressed to learn that SA has lost 73 places on the index since 2000.

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