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Employer immunity is not absolute for workplace incidents

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A recent judgment from the Mpumalanga Division of the High Court provides a crucial interpretation of Section 35(1) of the Compensation for Occupational Injuries and Diseases Act (COIDA). The decision explores the limits of employer immunity under COIDA when tragic incidents occur during employment, but not necessarily arise from it.

Making autonomous supply chains real

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If your supply chain still depends on people chasing spreadsheets and calling warehouses, you are at risk. When your team reacts to crises instead of strategically positioning the organisation to manage risk, inefficiency becomes a liability. South African business leaders must now confront a hard truth. Autonomy is not a futuristic concept. It is a present-day necessity.

Policy wording matters – US ruling offers cautionary tale for SA

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A recent decision from the United States Court of Appeals for the Seventh Circuit, in the matter between Hammond Power Solutions Inc. vs National Union Fire Insurance Co. (2025), provides important guidance on the interpretation of exclusions in commercial general liability (CGL) policies.

Negligent driving – court confirms consequences

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The Western Cape Division of the High Court recently delivered a significant judgment in Noluvuyo Simayile-Sigijimi vs Road Accident Fund. This case highlighted key issues of negligence and liability in pedestrian-related road accident claims.

Entrepreneurial blind spots inform insurance trends

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While South African entrepreneurs are becoming more sophisticated in planning for long-term growth and succession, a critical and often overlooked insurance gap remains. This gap leaves a vast number of small and medium-sized businesses dangerously exposed. As a South African needs-matched life insurer, we provide a snapshot of business insurance trends.

Rental income insurance – protecting your assets and liabilities

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Protecting assets that generate rental income is vital to ensure financial security and to avoid unexpected liabilities or losses. Renting out a room, apartment or even an entire home can be a great way to earn extra income.

Addressing merger law gaps – improving regulatory clarity

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South Africa can promote future investment and encourage corporate growth by addressing discrepancies in laws governing mergers and amalgamations. Section 44 of the Income Tax Act governs merger and amalgamation transactions from a tax perspective. It provides tax rollover relief if certain requirements are met.

SARS targets tax practitioners for clients’ tax debts

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The Supreme Court of Appeal has backed Commissioner Kieswetter and issued a stern warning to all South Africans to refrain from assisting others in evading their tax obligations. Where you are caught, South African Revenue Service (SARS) will go after your personally. This is now settled law in South Africa and directors or companies, tax advisors, lawyers, accountants, or even payroll professionals can find themselves on the hook.

Built environment risk management – strategies for construction projects

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In George, thirty-four people died when a partially completed five storey residential building collapsed. This event is tragic, and albeit the worst building disaster in South Africa, is by no means an isolated incident of professional incompetence.

Employee disability benefit claims – employer responsibilities and benefit options

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Employee benefits such as a retirement fund, healthcare insurance, medical scheme membership, group life and disability benefits are pre-negotiated and agreed upon as part of the employment process and contracting. Typically, these benefits remain in place until the employee-employer relationship concludes through resignation, dismissal, retrenchment, retirement or death.

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