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Paying taxes to unlock financial freedom

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Nobody enjoys paying tax, but since it’s our legal obligation, we may as well make the most of it by legitimately saving where we can. Because tax savings - even if fractional - compounded over prolonged periods of time can contribute significantly to any person’s financial position.

Youth Month – Cultivating healthy financial habits from an early age

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South Africa commemorates Youth Day on 16 June 2023. With this in mind, we thought it prudent to tackle the importance of establishing good financial habits from an early age. The Oxford Dictionary defines the word habit as “a settled or regular tendency or practice, especially one that is hard to give up”.

BOOK REVIEW | The Psychology of Money

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Doing well with money isn’t necessarily about what you know. It’s about how you behave. And behavior is hard to teach, even to really smart people. Money-investing, personal finance, and business decisions is typically taught as a math-based field, where data and formulas tell us exactly what to do. But in the real world people don’t make financial decisions on a spreadsheet.

Stokvels – a booming industry for South Africa’s economy

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Stokvels are on the move: moving from villages to cities, from beneath mattresses into savings accounts and investment instruments. As they move and evolve, their potential for growth and their ability to create wealth increases.

BOOK REVIEW | The Best Pocket Guide Ever for Wealth-building Investment

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The new, updated edition of this bestselling investment book will show readers that financial freedom is possible for everyone. It has been updated to include the current hot topics of investing offshore and online, while setting out distinct guidelines on how to do both carefully and prudently.

BOOK REVIEW | Beginner’s Guide to the Stock Exchange

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Nobody is more concerned about your financial future than you are, so why not learn how to look after it yourself? Investing for the long term is extremely important for anyone who wants to be financially self-sufficient as they grow older.

Make financial goals a resolution to stick to in 2023

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New year, new dreams, new aspirations, new diets, new action plans, new holiday ideas, new jobs, and typically, also a "new you." We can all relate to the "new year, new you" tagline. A fresh start to get our lives back on track and to live the lives we want to live.

How to spot a crypto scam

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Since the emergence of Bitcoin in 2009, cryptocurrency has gained significant traction in popularity over the years, with more and more people investing in the now many variations of digital currencies available such as Ethereum, Tether, Binance, and even Dogecoin.

Are we not sailing into the wind?

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The more things change, the more they stay the same. For investors, with 2020 still fresh in their minds, this year has been yet another case in point.

FSCA highlights a decline in consumer financial control as the holidays...

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After a long, hard year, many of us look forward to charging full steam into the festive season; spending and spoiling ourselves and our loved ones with abandon. And when it comes time to deal with the consequences of our financial decisions…well, isn’t that what January is for?

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