Tag: investment strategy

The rise in life expectancy poses a significant challenge for individuals planning for retirement, necessitating a shift in the approach to financial preparedness. As people live longer, the duration of retirement increases, and with it, the financial demands.

In a world that's becoming increasingly interconnected, investing beyond the borders of your home country is not just an option, it’s a valuable and prudent strategy for anyone seeking to enhance their wealth. Thanks to advancements in technology, international investments are now more accessible than ever, allowing individuals to build and manage global portfolios from anywhere in the world.

ESG investing is a term that is often used interchangeably with sustainable investing and socially responsible investing. It began in the 1960s with investors excluding stocks or entire industries from their portfolios based on business activities such as tobacco production or involvement in the South African apartheid regime.

Financial advisers need their wits about them when choosing a discretionary fund management (DFM) partner and should undertake a comprehensive due diligence process to differentiate between the ‘mixed bag’ of companies they may encounter in this space.

Staying calm amid market volatility is not easy, given the constant stream and access to news headlines and market updates. When investing, it’s important to keep in mind that stock markets will experience periods of sustained growth and decline, respectively.

In his budget speech on 22 February 2023, the Minister of Finance announced that the proposed two-pot system will take effect on 1 March 2024. Many had hoped for a delayed implementation date, given the development required to systems to accommodate the new structure.

Although a will is essential, holistic estate planning ensures that the next generation has financial freedom. This may seem obvious and straightforward, but there are many considerations and legalities that can make this process hard to navigate on your own. 

Koos Bekker has amassed one of the largest fortunes ever by a South African. Just how did he do it? Under Bekker, Naspers made several bad investments, a few mediocre ones, a few good ones … and one that shot the lights out.

Diversification within the asset management industry can be applied on different levels and can take many forms within an investment solution. With close to R3 trillion invested in collective investment schemes in South Africa, investors are already taking advantage of the diversification benefit on offer by unit trusts.

With the public influence of online as an atomic conduit of marketing, Word of Mouth Marketing (WOMM) is no longer reserved for the offline arena. Digital integration has made online an adrenalised distribution channel that bullet-trains references, commodities, recommendations and reviews through communities and economies.