Tag: investment philosophy
Leaving the pots alone, the Buffet mindset and Powell’ing markets
In this vidcast, we share our thoughts on the decision to withdraw funds from the new savings pot as well as other changes coming into effect under the two-pot retirement amendments. We also look into the possible implications of Jerome Powell's speech at the Jackson Hole Symposium on market. Then we discuss South Africa's latest inflation print, before wrapping up with a look at Shein's lawsuit against Temu.
Decarbonisation – a net zero blueprint for your whole portfolio
Although decarbonising an investment portfolio is a multi-faceted, multi-stage exercise, it needn’t be complicated. Adding the dimension of sustainability – in this case, decarbonisation – to your portfolio construction process does not mean changing your approach entirely.
Regulation 28 and the paradox of choice
In February 2022, Finance Minister Enoch Godongwana amended the maximum offshore investment limit for Regulation 28 retirement funds from 30% of assets to 45%. But data shows that most funds haven’t maximised their exposure to the new limit, begging the question: why?
Investment lessons from the Springboks
A good investment decision is underpinned by a tried-and-tested investment philosophy, a rigorous investment process and people who can implement and execute on these.
Peering through the smoke
Of the companies we research, the tobacco industry has some of the best structural fundamentals. Tobacco consumption is relatively price-inelastic, which means that price increases can make up for falls in sales volumes. Taxes make up a large portion of sale prices.
Adviser and DFM relationship should be at arm’s length
Financial advisers need their wits about them when choosing a discretionary fund management (DFM) partner and should undertake a comprehensive due diligence process to differentiate between the ‘mixed bag’ of companies they may encounter in this space.
Why a new mindset is a non-negotiable in 2023
As we wind up 2022, it is natural to reflect on yet another tough year in the markets and to start planning for the one that lies ahead. We believe there is one crucial ingredient investors will need to ensure investment success in the new year: a fresh mindset.
Ways in which the investment world has changed
The investment world looks very different today compared to what it’s looked like in the recent past and requires investors to challenge pre-conceived notions. In this article, I highlight three ways in which the investment world has changed over time and how investors can best prepare and adapt to the shifts being seen.
Invest like a woman
A recent study by the Warwick Business School, which analysed the behaviour and returns of 2,800 investors over three years, found that women outperform men by 1.8%. By looking at a range of criteria, the study was able to ascertain a number of significant differences between the genders when it came to their investment behaviour. The behavioural qualities displayed by women investors - many of which are aligned to an outcome-based approach to investing - may explain their superior performance.
Actively growing your wealth
When it comes to successful investing, there is no goose that lays the golden egg. So, while passive versus active investing is often presented as a simple either/or, in reality there should never be a binary choice between active or passive investment vehicles as the sole solution to your investment needs.