Tag: impairment
When debt disables – evaluating financial distress as incapacity
Over-indebtedness is becoming a pervasive issue in South Africa. It carries profound legal, psychological and social consequences. Beyond its clear economic impact, excessive debt has been linked to deteriorating mental health, impaired decision-making, and reduced functional capacity. These effects raise a critical question for employment law: to what extent can over-indebtedness constitute incapacity or serve as a mitigating factor in cases of employee misconduct?
Income loss claims – insights from a traditional healer’s judgement
A traditional healer's income loss claim in a recent High Court case highlighted the complexities of compensating for personal injuries.
Eskom’s indicators of impairment
We are all only too aware of the dire state of South Africa’s state-owned power provider - Eskom. We now live in permanent load shedding, and only the stages of load shedding alternate depending on the time of day, energy consumption and how much, or little power is available on the grid at a time.
Key insurance policies to help navigate unforeseen life events
Given the current high cost of living and uncertain economic environment, being caught off guard by an unforeseen life event may place one in a far worse financial position if no insurance policies are in place to safeguard themselves and their assets.
