Tag: FNB

Nearly half of under-60s with retirement products have dipped into their savings pots, mostly to get through the month. Our 2026 Retirement Insights Survey suggests the right response is empathy and better design. Nobody raids their retirement savings unless they are facing difficult economic pressure today. That is worth saying upfront. The two-pot retirement system has become one of the most moralised subjects in South African money conversations, and the moralising has taught us very little.

Women play a vital role in driving economic growth and supporting households across South Africa. As more women take control of their financial futures, investing remains one of the most effective ways to build long-term wealth, financial resilience and independence. While women increasingly take control of their financial futures, many remain underrepresented in investment markets.

Women are often the glue that holds families together. They are caregivers, providers, planners and, increasingly, wealth creators. Yet while many spend their lives protecting others, they often overlook one equally important responsibility: protecting themselves and planning for the future of those who depend on them.

As South Africa celebrates Women's Month, conversations around financial empowerment, wealth creation and economic participation remain as important as ever. While women continue to make significant strides in the workplace, business and entrepreneurship, achieving financial independence remains a critical component of long-term financial wellbeing.

In a world where love knows no borders, the law still does. For same-sex couples in South Africa, the journey toward equality has included landmark legal victories. These range from the legalisation of same-sex marriage to the recognition of life partnerships in inheritance law. However, one critical factor still shapes how estates are distributed. That factor is domicile.

More people are starting to save for retirement in their twenties, however, many still feel financially unprepared for the future. According to our 2025 Retirement Insights Survey, the average starting age for retirement saving is 27.

Everyone has a version of what they want their retirement to look like. For many, it is the dream of freedom from work-related responsibilities and the fast pace of daily life. For others, it is the idea of having both the time and money to travel, to be with family and to enjoy the rewards of decades of hard work.

Artificial intelligence (AI) is reshaping global power dynamics, economic frameworks, and security considerations. While it offers immense opportunities, it also raises significant concerns. These include governance, ethical standards, and its potential use in both civilian and military contexts.

There is a pervasive myth that entrepreneurship cannot be taught. If you were not born an entrepreneur, you are out of luck. If you are a born entrepreneur, success is presumed to come naturally. Both ideas are problematic. If entrepreneurship means setting up a business and taking financial risks to realise profit, it is teachable.

The growing trend of stokvels and the seasonal withdrawals during the festive season requires members to be vigilant and careful. Often, stokvels are formed at the start of the year to enable spending in December. As a result, we observe most withdrawals during this period.