Tag: FinancialWellbeing
Gambling for survival – when desperation leads to destruction
Most South Africans are not gambling more because times are good. Instead, they are gambling more because money is tight. South Africa’s gambling industry generated a record R75 billion in gross gambling revenue during 2024/25. At the same time, the betting segment alone grew sharply from R8.8 billion in 2019/20 to R23.7 billion by 2022/23.
Leveraging retirement annuity – maximising contributions
Retirement planning is often framed as a question of how much you save. Most people contribute to a Maximising. However, very few understand how to use it strategically. For many investors, retirement annuities function as a routine savings vehicle. People contribute consistently without considering the structural role these products play in a broader wealth strategy.
The 2026 financial detox – cleaning up the “January Creep”
With the festive season behind us, many South Africans are focused on a reset. We have cleared sugar from our pantries and clutter from our homes. However, one vital area often gets overlooked. It quietly drains both energy and bank accounts. That area is our finances, and it sits at the heart of the 2026 financial detox.
Giving employees a stake in the value they build – a...
What if the people who built a company’s success also owned a stake in its future? Across South Africa, millions of employees work tirelessly to deliver value. Yet too often, they remain disconnected from the wealth they help create. Employee Share Ownership Plans (ESOPs) challenge this imbalance. They offer a powerful tool to align purpose with profit, ensuring that those who contribute the most are not left behind.
