Tag: financial security
Habit stacking for building financial resilience
Building financial resilience through habit stacking is a practical approach to integrate essential financial and health habits into a daily routine to ensure long-term stability.
Rental income insurance – protecting your assets and liabilities
Protecting assets that generate rental income is vital to ensure financial security and to avoid unexpected liabilities or losses. Renting out a room, apartment or even an entire home can be a great way to earn extra income.
Lobola, marriage and homeownership – navigating the implications
In many African cultures, the conclusion of lobola negotiations marks a major milestone. It symbolises the formal union of two families. While this deeply rooted tradition is widely embraced, fewer people understand its impact on homeownership.
Navigate retirement with confidence
Imagine you’re on a highway with guardrails providing a safety barrier that keeps you from going off course. These guardrails guide you safely to your destination. However, when you reach retirement, the guardrails come off, leaving you uncertain. Which direction should you take to ensure the rest of your journey is safe?
Family business succession planning for entrepreneurial families
Succession and continuity planning is an essential endeavour for high-net-worth entrepreneurial families looking to safeguard their family businesses and the financial security of the next generation. Expert insights are provided on how to navigate this complex process effectively to ensure that families who run businesses can continue to thrive even if their circumstances change.
The two-pot retirement system – practical and tax implications of withdrawals
With the 1 September implementation deadline looming, South Africa’s ‘two-pot’ retirement reform is fast coming to the boil. While President Cyril Ramaphosa signed the new Pension Funds Amendment Bill, for many employers and labourers there remains much uncertainty. This has prompted us to offer a clear explanation of why this legislation has been drafted but, more importantly, how it will affect employers and employees directly.
Why women are better investors than men
Despite great strides being made towards shaping a more diverse and equitable future for the world of investment, many women still underestimate their abilities. A growing body of research, however, suggests that women’s natural traits may in fact put them at a significant advantage compared to their male counterparts.
Short vs long-term rental – which one is the best investment...
Investing in real estate has long been considered a reliable investment strategy, especially during challenging economic times because, unlike stocks and bonds, property is a tangible asset which offers unique advantages that can accelerate wealth accumulation over time.
Why group cover empowers entrepreneurs and employees
If you have an entrepreneurial spirit and have already laid the groundwork to turn your dream into a successful business, now is the time to consider what kind of legacy you are building. This begins with your employees and the security you offer as a leader. Entrepreneurs have the power to shape lives and communities by the thousands, and they should be able to protect what they’ve built.
Surge in cardiovascular deaths – implications for life insurance
Cardiovascular disease (CVD), encompassing heart disease and stroke, has been a major cause of death globally for a long time. It has affected individuals and their families and had far-reaching consequences for industries that provide financial security, such as life insurance.