Tag: financial health

Corporate actions can be described as the small print of owning equities. Many equity investors tend to dismiss them because they seem complex. However, these actions can materially impact a company’s share price. They also provide investors with a window into the company’s strategy and financial health.

South Africans are significantly indebted, with a large portion of their monthly income going toward servicing debt. This means that for every R100 of disposable income, South Africans currently owe R62.70. We’ve observed a combination of high interest rates, rising living costs and slow income growth driving the high levels of indebtedness.

Long-term investors should not rely only on company results to guide smarter investment decisions. Instead, they should understand the context behind the numbers and the broader market trends that shape performance. Company financial results, often called earnings season, are watched closely by equity investors worldwide.

A thorough credit policy accelerates the development of your business, no matter the size. In other words, a clear and well-defined credit policy for growth is essential for driving business success. A credit policy empowers business owners to manage risk effectively. It also improves cash flow and helps build stronger, more reliable customer relationships.

In South Africa, youth unemployment is a serious problem. Currently, 49.9 percent of young people are without work. This is deeply concerning, especially considering that the youth are the future of our economy. As much as we need the government and private sector to support young people, we also have the power to drive change ourselves.

In today’s unpredictable and fast-paced world, achieving financial success requires more than just saving money or investing in the latest trend. A truly secure financial future is built on a holistic approach that integrates various aspects of financial planning.

While some South Africans may have been notified by their banks, many consumers are not aware of the recent change in South Africa's credit reporting system, where banks are now required to report overdrafts if consumers are overdrawn by more than R500 for a period of 30 days.

The charts below, and others like them, are frequently used online and in presentations by economist and author Stephanie Kelton. She uses them to support the Modern Monetary Theory (MMT) claim that, contrary to conventional wisdom, government deficits are not harmful. Instead, she argues they represent a gain to the economy.

When discussing the value of the financial profession, financial advisers are often compared to medical doctors and are sometimes even called ‘financial doctors’. The reason behind this is that financial advisers look after the financial challenges of clients in much the same way that doctors look after the health issues of patients. This is not a perfect analogy, but there are certainly some comparisons to be drawn.

The role of the Chief Financial Officer (CFO) in the manufacturing sector is undergoing a significant transformation. Traditionally seen as the gatekeepers of financial integrity and corporate compliance, CFOs in manufacturing are now finding themselves leading digital transformation initiatives.