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Household budgeting – weathering the Super El Niño

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Most climate change conversations focus on shifting rain patterns, agricultural yields, or environmental damage. Yet one of its most immediate consequences often goes overlooked: the direct and measurable impact extreme weather events can have on household finances. A Super El Niño is one such event.

Tax refunds – how to make your money work harder

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Before your South African Revenue Service (SARS) refund disappears into a holiday or shopping spree, consider how that lump sum could change your financial future. Who doesn't love that little ping telling you SARS has just paid your tax refund into your account? Suddenly, Mauritius is calling, and you can already hear the clinking of ice in your cocktail.

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