Tag: debt

In today's dynamic business environment, entrepreneurs are at the forefront of reshaping industries. They challenge conventional norms, redefine traditional practices and drive forward innovation. Yet, to turn their groundbreaking ideas into reality, entrepreneurs often need financial support. This is where funding becomes pivotal, enabling businesses to scale their operations and make their mark on the world.

In today’s complex financial landscape, business owners need more than just insurance policies. Business owners need the comprehensive, unbiased advice that can only come from an Independent Financial Adviser (IFA) to create a holistic financial plan. It is important to understand the distinction between a ‘tied agent’ and an IFA.

Your Rich BFF is here to reveal the secrets to financial success that the wealthy have been gatekeeping for generations. For too long finance has been male, pale, and stale and that's why Vivian Tu, ex- Wall Street Trader and now Your Rich BFF, is here to bust the myth of hard work and reveal the rules of the Rich.

Committing to maintaining sustainable public finances proves to be challenging amidst a geopolitically tense global environment, less favourable growth in the global economy, and persistent energy and logistics obstacles locally. These factors collectively jeopardise government revenue growth, widen the budget deficit, and increase the country's debt ratio.

Prescription refers to the extinguishment of a legal claim or the loss of a right to take legal action due to the passage of time. The purpose behind prescription is to promote legal certainty, avoid stale claims, and provide a fair and just resolution to disputes.

Black Friday has grown in prominence in South Africa over the last few years and has fundamentally changed the way South Africans shop. While average spending in November has historically been higher than in the first 10 months of the year, it was always well below the traditional festive season trading numbers recorded in December.

High interest rates increase the income opportunity of one’s savings and investments. In a volatile economic landscape, the importance of prudent financial planning and savvy saving strategies becomes more critical than ever. When inflation is high, the value of money seems to shift like sand beneath our feet, with a knock-on effect on interest rates and the cost of living.

Zombies are one of the most recognized horror tropes, which has become more popular in the last decade than ever before. However, beyond our screens, zombie companies exist in the business world as well. Despite limping along, it appears that these companies may be reaching their natural end.

Investing for the first time can be daunting – particularly when you are building your own portfolio by buying (and selling) company shares. Investing in the stock market is a “zero-sum” game, meaning that for every winner there is a loser. While picking the wrong stock(s) at some point is inevitable, we round out our top tips for ensuring that you end up with more winners than losers and that you can expertly navigate the sometimes wild and always unpredictable ride.

It's not easy to get a mortgage on your dream home if you're not employed full time and earning a fixed salary. Freelancers, those working on commission or sourcing their income from gigs, and many other independent earners, often find themselves facing a brick wall when applying for a home loan from banks.