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Every Rand counts – are your habits costing you?

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As millions of South Africans struggle with debt, simple financial habits can improve long-term financial wellbeing. South Africa's household debt burden has climbed to an estimated R2.4 trillion. This places increasing pressure on households already grappling with rising living costs.

Financial inclusion lies in better credit, not more credit

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April’s Financial Literacy Month provides an opportunity to reflect on progress. It also highlights where the next phase of financial inclusion must focus. While access remains foundational, the real challenge lies in outcomes. Specifically, credit must deliver sustainable and positive results for consumers. Over the past decade, South Africa has expanded access to financial services. This progress has strengthened financial inclusion across the country.

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