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What money habits do you want to pass on to your...

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When we think about our legacy, it usually involves things like building a solid career, raising well-adjusted children and passing on cherished family traditions. However, your legacy could also be about teaching your children the life lessons and everyday habits that your parents and grandparents taught you, either through you modelling their behaviour or by heeding their advice.

Underwritten versus non-underwritten insurance cover

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You’ve most likely heard the term ‘underwriting’ mentioned in insurance ads and weren’t sure what it meant and why it’s important. Underwriting is a key element of life, critical illness, and disability insurance. It forms the basis of what premiums you pay and what you are covered for.

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